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603-288-0111 631-369-0888
The Washwick Agency

2212 Main St
Bethlehem, NH 03574

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860 East Main Street
Riverhead, NY 11901

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Life insurance FAQs

Life insurance is something that most people have questions about. It is not the most well-known insurance. At The Washwick Agency in Bethlehem, NH, we want our customers to have as much information as possible when they are making decisions about their insurance. That means we will be happy to answer any questions you have about life insurance. 

Life insurance FAQs

Can my life insurance be canceled?

Yes, it can, and the most common reason is non-payment of the premium. If you are in financial difficulties, it is important to call your carrier and see if there is any way they will work with you. The other reason your policy may be canceled is that you lied on your application. You are required to answer the questions truthfully, and if it is discovered that you haven’t, it could mean your family won’t receive the death benefit if you pass away. 

What is term life insurance?

Term life insurance is life insurance that only has a death benefit, it doesn’t have cash value, and has a term that it lasts for, usually 20 years. At the end of the term, the policy is done. The carrier may offer to continue it, but it won’t be at the same rate as it was when you purchased it. 

When is the best time to buy life insurance?

Life insurance is at its least expensive when you are young and in good health. But, with term insurance, you should buy it at the time when you need it so that it will cover you for the complete time you need it, such as while your children are growing up. 

Schedule A Consultation Today!

You can contact The Washwick Agency in Bethlehem, NH when you need to discuss what your life insurance needs are. Give our office a call or stop by to talk to our experienced independent insurance agents. 

Servicing States

We have expanded our services into multiple states! Don’t see your state listed, reach out anyway!

  • New Hampshire
  • Maine
  • Vermont
  • New York (Long Island, NYC)
  • Florida
  • South Carolina
  • Texas
  • Maryland
  • Connecticut


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