Boat/Watercraft Insurance

Do you reside and own a boat or other watercraft? We can help you obtain the protection you need here at The Washwick Agency. Having the necessary protection will help you in the event of an accident. We offer various types of coverage options that range from liability to comprehensive.

Boat/Watercraft Insurance Requirements

Boat insurance is not legally required. However, you may find that your lender requires you to obtain it if you lease or finance your boat. Additionally, you may find that certain marinas ask for proof of insurance if you plan on docking your boat with them.

Boat/Watercraft Insurance Coverage

Here are some of the things that boat insurance covers:

• Comprehensive and collision- Comprehensive will cover repair or replacement expenses for your boat for things such as theft, fire, and vandalism. This is highly recommended for storing your boat during the winter months. It will also protect your boat from accidents involving another boater or object.
• Liability- This will help cover medical expenses if a person on your boat or another boat becomes injured and you are at fault. Property damage liability will cover damage that your boat caused to another boat, dock, or marina. It will also help cover legal fees resulting from property damage.
• Wreckage removal- This will cover fees associated with the removal of your boat from the water if it sinks and you are responsible for removing it.
• Watersport coverage- This will cover your medical expenses related to an accident involving water sports such as water skiing, water tubing, etc.
• Fuel spill- This will cover costs related to spilled fuel you are legally responsible for cleaning up.

Quotes

To obtain a quote for boat insurance, give us a call here at The Washwick Agency.