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The Washwick Agency

2212 Main St
Bethlehem, NH 03574

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860 East Main Street
Riverhead, NY 11901

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Life Insurance

If you want to learn more about life insurance, you are in the right place. This is particularly important for anyone with dependents. Life insurance will protect your loved ones financially if you die unexpectedly. The Washwick Agency takes you through your options regarding life insurance.

Term Life Insurance

Term life insurance is usually sold in terms, and you can choose the length you are comfortable with. If you pass away during that period, your loved ones receive a death payout from the insurance company. During the length of your policy, your premium rates will remain the same, which is a benefit as you can plan yourself financially. You can renew your policy at an adjusted rate if you outlive it.

Whole Life Insurance

Unlike term life insurance, whole life insurance lasts you your lifetime. In addition, it also has a cash value aspect attached to it. This is like a tax-deferred or investment-like savings account. You can even withdraw part of the cash value and use it to stabilize your business or pay tuition fees.

Universal Life Insurance

This is also a permanent life insurance policy, meaning it provides coverage for your entire lifetime as long as you pay your premiums. It may also be referred to as adjustable life insurance because it has some flexibility, unlike whole life insurance. For instance, you can skip or adjust your monthly premiums or increase or reduce your death benefits within certain limits.

These are just some coverage options you may want to consider when getting life insurance in Bethlehem. Because of how vital this type of insurance is, allow The Washwick Agency to help you make the right choice. Call us today, and we will explain all your options, allowing you to choose the proper coverage.

Servicing States

We have expanded our services into multiple states! Don’t see your state listed, reach out anyway!

  • New Hampshire
  • Maine
  • Vermont
  • New York (Long Island, NYC)
  • Florida
  • South Carolina
  • Texas
  • Maryland
  • Connecticut


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