Renters Insurance

Do you reside and rent your home or apartment? If so, we can offer you coverage to help protect your belongings here at The Washwick Agency. Renters insurance will help you in the event of a fire, theft, burglary, or flooding. If your items become damaged or stolen, your policy will repair or replace them.

Renters Insurance Requirements

Renters' insurance is not required. However, some landlords may require you to obtain it as a part of the lease agreement. Keep in mind that the landlord's insurance alone will not protect you if something were to happen to your personal items.

Renters Insurance Coverage

Here is what you can expect from renters insurance. It covers all of the following:

• Personal property- This is also known as contents insurance and can pay for your repair or replacement costs if your items are damaged or lost following a fire, property crime, severe weather, or water damage.
• Liability- This can pay your legal costs and help you financially if you or a household member causes injuries, financial loss, property damage, or harm to another person.
• Loss of use- If your home becomes uninhabitable following a windstorm, etc., this will temporarily cover your living expenses and other accommodation until your home is safe to live in again.

You will want to make sure that you have enough content coverage to fully cover your personal items such as furniture, jewelry, clothing, and kitchenware, so you can afford to have everything replaced if you were to experience a total loss from fire, etc.

Quotes

If you need to obtain a quote for renters' insurance, please give us a call here at The Washwick Agency.