Commercial Insurance

Business owners have a unique type of responsibility to their employees and customers. This responsibility carries with it the risk of liability in certain situations. To keep your business protected, it is important to have commercial insurance in place. The Washwick Agency, serving Bethlehem, NH, Riverhead, NY and the surrounding areas, is here to help you better understand this critical type of coverage.

Who Needs This Coverage?

Commercial insurance is designed for business owners. This type of policy bundles several different policies together to streamline your insurance experience. This is offered to business owners because so many aspects of your business need protection. Instead of having many other policies, we can provide you with one commercial policy to protect you at every level.

What Does Commercial Coverage Include?

We are willing to customize policies when needed, but generally, a commercial policy will provide the following types of coverage.

• Property coverage- If the property at which your business is located is damaged, this policy will provide money to repair or replace the building or equipment.
• Auto- If you use vehicles to run your business, you will need the proper types of auto insurance in place to protect the cars and the drivers.
• Liability- Liability coverage protects your business's financial security if someone files a claim against you. This could happen due to an injury at your business or your goods or services.

What Are the Dangers of Insufficient Coverage?

If you fail to keep your business adequately protected with the appropriate types of insurance, you could find yourself financially responsible for significant expenses. This could happen due to damage to your business following a natural disaster or fire, a burglary, or a liability claim being filed against your business.

If you want to learn more about commercial insurance, please contact The Washwick Agency serving Bethlehem, NH, Riverhead, NY and the surrounding areas.