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The Washwick Agency

2212 Main St
Bethlehem, NH 03574

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860 East Main Street
Riverhead, NY 11901

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Two Main Types of Life Insurance

When you need to make sure that your loved ones are taken care of after you’re gone, it’s time to get life insurance. You may have no policy at all and need to have one in place, or you may already have a policy and want another one. In either case, it’s a responsible choice to have a life insurance policy.

When you need a policy, give us a call at The Washwick Agency in Bethlehem, NH to learn more. 

Two Main Types of Life Insurance

Term Life

A term life policy is one of the main types of life insurance. It is a popular insurance product because it tends to be far more affordable than the other main type. The low price makes it highly attractive to those who have a strict budget and need to stay within it. Term life insurance does have a drawback, however. It is only good for a specific term. That means that the policy is written to be in effect for a specific number of years. During those years, you’re covered. After they have passed, the policy is no longer good, and you have to apply for another policy to stay covered. 

Whole Life

Whole life insurance works very differently from term life. It doesn’t have a term of time that it’s good for. It can stay in place for as many years as you want it. In fact, if you continue to pay for the policy, the company can’t cancel it. This type of insurance also accrues a cash value. Policyholders can then borrow this amount if it is needed. Many customers love this aspect of these policies. 

Get Your Life Insurance

If you need more life insurance, we’re here to help. Call us at The Washwick Agency in Bethlehem, NH to get started with a policy of your own. 


Servicing States

We have expanded our services into multiple states! Don’t see your state listed, reach out anyway!

  • New Hampshire
  • Maine
  • Vermont
  • New York (Long Island, NYC)
  • Florida
  • South Carolina
  • Texas
  • Maryland
  • Connecticut


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