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The Washwick Agency

2212 Main St
Bethlehem, NH 03574

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860 East Main Street
Riverhead, NY 11901

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Do I need boat insurance for the entire year if I can only use my boat in the summer?

There is no legal requirement to carry boat insurance in New Hampshire, but failure to carry insurance could lead to disaster if something happens. If your boat is damaged, and you don’t have insurance, you won’t get any help paying for it.

Bethlehem, NH boat insurance can also help protect you if you accidentally injure someone while boating. The Washwick Agency can give you the information you need to make an informed decision about what kind of boat insurance to carry and whether you need insurance in the winter.

Your Boat Is At Risk Even When It Is In Storage

One of the biggest risks your boat faces during the winter is theft. Once you have your boat safely in storage, you probably don’t spend much time checking on it. Many boats are stolen during the winter by people taking advantage of this lapse of attention. Vandalism is also a possibility.

Boats can also be damaged during the winter because of fire or bad weather. An electrical fire or a snowstorm could cause damage to the structure storing your boat, leading to a total loss.

A Lapse In Insurance

A lapse in insurance can look bad on your record. Also, you can still be liable for accidents related to your boat, even if your boat is in storage. For instance, kids could find your boat and decide to clown around, leading to injury that you will have to pay for.

If you are still paying off a loan on your Bethlehem, NH boat, year-round insurance is probably part of the terms anyway. Call The Washwick Agency today so we can help find a policy that fits your needs.

What You Need to Know About Boat Insurance in New Hampshire

Navigating the waters of boat insurance can be as challenging as charting a course through the ocean. With the right guidance and information, though, you can ensure smooth sailing. Here we explore the key aspects of boat insurance and highlight the services of The Washwick Agency in Bethlehem, NH to help you make informed decisions about your coverage needs.

About Boat Insurance 

In the picturesque state of New Hampshire, boating is a popular pastime for many. Whether you’re cruising the lakes or sailing along the seacoast, it’s essential to have the right insurance coverage for your vessel. In Bethlehem, NH, The Washwick Agency is a trusted name in providing customized insurance solutions for boat owners.

Boat insurance in New Hampshire typically includes two primary types of coverage: liability coverage and physical damage coverage. Liability coverage protects you in case you cause an accident, while physical damage coverage provides protection for your boat in case of damage or theft. It’s crucial to understand the extent of coverage you need, considering factors such as the size and value of your boat, the waters you navigate, and the type of activities you engage in.

One key aspect of boat insurance is that it’s not mandatory by law. However, considering the risks involved in boating, it’s highly recommended that you have adequate coverage in place. Additionally, if you’ve financed your boat, the lending institution may require you to carry insurance.

To ensure you have the right coverage, consult with an experienced agency like ours at The Washwick Agency. With our expertise and commitment to personalized service, we can help you find the perfect policy for your unique needs.

Boat insurance is essential for protecting yourself, your passengers, and your investment. By partnering with a reputable agency like ours, you can rest assured that your boat insurance policy will be tailored to your specific requirements, providing you with peace of mind as you set sail on the open waters. Don’t let insurance worries weigh anchor on your boating adventures – contact The Washwick Agency today for a seamless and secure experience.

Servicing States

We have expanded our services into multiple states! Don’t see your state listed, reach out anyway!

  • New Hampshire
  • Maine
  • Vermont
  • New York (Long Island, NYC)
  • Florida
  • South Carolina
  • Texas
  • Maryland
  • Connecticut


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