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The Washwick Agency

2212 Main St
Bethlehem, NH 03574

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860 East Main Street
Riverhead, NY 11901

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Umbrella Insurance for Landlords

Do you own multiple rental properties as part of a larger investment portfolio?

If the answer to any of these questions is yes, you may need umbrella insurance. At The Washwick Agency, serving Bethlehem, NH, and customers in Maine, Vermont, Long Island, Florida, South Carolina, Texas, and Maryland, we can help you secure the umbrella insurance coverage you need.

What is umbrella insurance?

Umbrella coverage provides liability coverage over and above the limits of individual policies.

If you own rental property, you need liability coverage to protect you from losses due to accidents and injuries on your property. In many states we serve, landlords need protection from liability for the criminal acts their tenants commit. (The theory is you should have done a criminal background check before renting your property.)

Landlord liability insurance can also cover damages by tenants and loss of rental income. You can rent out your properties without any liability coverage at all—a potentially severe omission, in our opinion—or you can take out a standard liability rider of $100,000 to $500,000 for each insured property. But what happens if you are sued and your tenants win a multi-million dollar verdict?

It doesn’t happen very often, but it does happen. Depending on how you set up the ownership of your properties, a judgment against you for something that occurs at your rental property can wipe out your savings and other assets. And if you hold properties in your own name, all your assets are at risk.

Prevent financial catastrophe with umbrella coverage. Call us at The Washwick Agency, based in Bethlehem, NH, but serving eight states, and get the umbrella insurance you need.

Servicing States

We have expanded our services into multiple states! Don’t see your state listed, reach out anyway!

  • New Hampshire
  • Maine
  • Vermont
  • New York (Long Island, NYC)
  • Florida
  • South Carolina
  • Texas
  • Maryland
  • Connecticut


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