Life insurance isn’t a one-time purchase but a policy that should adapt to your changing needs throughout your life. At The Washwick Agency in Bethlehem, NH, we strive to ensure that your life insurance policy keeps pace with the stages of your life. As independent insurance agents, our primary responsibility is to you, and we provide personalized service tailored to your needs.
Young Adult
This is the stage of life when life insurance is most affordable. However, it’s also when you might feel you need it the least. It’s a dilemma: to buy or not to buy. Investing in whole-life coverage is a way to start your financial planning. It allows you to accumulate cash value while also providing a death benefit.
Marriage
This may be the first time in your life that someone else may be somewhat dependent on you. Your spouse is likely employed, and they don’t necessarily rely on you for their entire support. However, if you have a mortgage, it might be too burdensome for just one income.
Parenthood
Having children is one of the most transformative stages of your life. They are a responsibility that begins at birth and continues for many years. You need to have enough life insurance to allow your children to stay in the home they love. You need to calculate how many years you will need to provide for.
Retirement
By the time you reach retirement age, you will likely need less coverage for dependents since they are probably grown and independent. Your insurance agent can provide the information you need to decide the amount of coverage you need.
Contact us at Washwick Agency in Bethlehem, NH, to discuss any life insurance needs you may have.
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