When most people think about boat insurance, they picture speedboats, sailboats, or perhaps a fishing vessel. However, the world of watercraft is vast, and if you own something unique, you might wonder if it qualifies for insurance. At The Washwick Agency, serving Bethlehem, NH, we’ve seen it all, and yes, many unique watercraft can and should be insured.
Personal Watercraft Are Just the Beginning
Jet Skis and WaveRunners are among the most popular personal watercraft, and they absolutely need insurance. These vessels are fast, agile, and often used in crowded waters, which increases the risk of accidents. But they’re just the tip of the iceberg when it comes to insurable watercraft.
Houseboats Deserve Full Protection
If your boat doubles as a home, it’s more than just a weekend toy. Houseboats have unique insurance needs because they combine elements of homeowners and watercraft policies. From onboard appliances to liability for guests, a customized policy is essential if you’re living the floating life.
Kayaks, Canoes, and Paddleboards
You might not think about insuring your kayak or paddleboard, but if they’re high-end or used frequently, it’s worth considering. These smaller vessels can be damaged, lost, or even stolen. If you’re using them in busy waterways, liability coverage can also be a smart addition.
Even Sailboats and Pontoon Boats Need Coverage
Sailboats and pontoon boats may seem low-risk, but they’re still an investment. Whether you’re leisurely cruising on a lake or navigating coastal waters, having the right policy ensures your vessel is protected.
Let’s Talk About Your Watercraft
No matter what you’re floating on, make sure it’s protected. The Washwick Agency, serving Bethlehem, NH, is here to help you find insurance that fits your watercraft and lifestyle. Contact us today and sail with confidence.
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