If you already have home and auto insurance but want additional protection, umbrella insurance is the next step. This type of insurance offers robust financial protection in the event of an accident and operates differently from standard policies. If you need more liability coverage—and most people do—umbrella insurance offers the extra protection you need. To get started with umbrella insurance, contact The Washwick Agency in Bethlehem, NH today.
Enhanced Liability Coverage
Your home and auto insurance policies include liability coverage, but the limits are often insufficient to cover the costs of a major accident. If an expensive accident occurs, you could be left with bills that exceed your policy limits, putting you in a difficult financial situation. Umbrella insurance provides an additional layer of liability coverage, offering substantial protection beyond what your existing policies provide. With an umbrella policy, you can safeguard yourself against significant financial risks.
Covering Overages
When your home or auto insurance policy reaches its maximum payout for liability, any remaining expenses become your responsibility—unless you have umbrella insurance. Umbrella insurance acts as secondary coverage, stepping in to pay the overages that your primary policy cannot cover. This additional protection can prevent serious financial hardship after a major accident.
Secure Your Umbrella Insurance Today
Relying solely on the liability coverage included in your current policies may leave you vulnerable. To ensure better protection, consider an umbrella policy. Contact The Washwick Agency in Bethlehem, NH today to learn more and get started.
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