After hours, weeks, and months of hard work — you’ve finally started the small business you always dreamed about. Embracing that entrepreneurial spirit hasn’t been easy, so the next step is protecting your business and doing it the right way. The Washwick Agency serving Bethlehem, NH knows exactly what it takes to get a business off the ground, and has some guidance on how to choose the right insurance for your needs.
Commercial Coverage Basics
General liability insurance
The "everything and anything" of loss prevention, this policy can protect your business from financial losses across a range of occurrences from physical injury to libel.
Product liability insurance
If you sell products, this insurance can protect you from losses related to product failures or defects and consumer damage.
Professional liability insurance
For those providing professional services, this insurance helps protect against loss from mistakes or negligence on the part of your small business.
Commercial property insurance
If you have commercial space that could be at risk, this insurance will help with damage related to natural events like hail or fires or person-related events such as protests and vandalism.
Home-based business insurance
For those operating out of their home, consider this an add-on policy to your current homeowner’s insurance. It will act as an additional policy to protect against damage or injury in business-related ventures at the property.
Get The Right Coverage Today
Insurance agents can also help you obtain policies that bundle or cover multiple aspects of your small business. The Washwick Agency serving Bethlehem, NH is ready to help you protect your business today. Give us a call!
The Washwick Agency can help homeowners in the greater Bethlehem, NH region obtain the home insurance policies that they need. Home insurance can help to protect your home and the belongings in your home against many unexpected events, including fire. While home insurance helps to protect the investment you made in your home and belongings if a fire happens, it is still important to take action to minimize your risk of a home fire.
Here are a few home maintenance tasks you can complete to minimize that risk:
Cleaning Out Your Dryer Lint Trap Regularly
One of the best ways that you can minimize your risk of a home fire is to regularly have your dryer lint trap cleaned. It is recommended that you clean your dryer lint trap at least once a year or when your dryer is not drying efficiently. Lint that gets stuck in the dryer lint trap can cause a fire. In fact, this is one of the most common causes of home fires.
Having an Electrical Inspection Completed
Another way to minimize your risk of a home fire is to have an electrical inspection completed. An electrical inspection should be completed as needed. If you notice your lights are flickering, see burn or soot marks around electrical outlets, or smell an electrical burning scent, you should schedule an electrical inspection to help prevent an electrical fire.
Routinely Check Your Smoke Detectors
Lastly, also take the time to test your smoke detectors and change the batteries. It is recommended that you test your smoke detectors at least once each season. A smoke detector can alert you to a potential fire, giving you and your family the opportunity to get out of your home quickly if a fire does break out.
Get Home Insurance Today
Here at The Washwick Agency, serving the greater Bethlehem, NH region, we can help you find the best home insurance policy for your needs and answer any of the questions you may have about home insurance. Reach out to us today to learn more or to obtain an estimate for a new home insurance policy.