Medicare Supplement Plans and Medicare Supplements In Bethlehem, Littleton, Lincoln, NH, Riverhead, Long Island, Jericho, NY, and the Surrounding Areas
Washwick Senior Services, Inc has been added to ensure our Senior clients have the same care and commitment to service as they experienced as a client before turning 65. Our Senior Service Department works within the Medicare Supplement Market and will help make a transition easier! Personalized appointments are offered with no consultation fees. The Agency is an Independent Broker that works with many of the top companies. If you or someone you know is turning 65 shortly, we will be happy to help you through the new maze of Medicare supplements.
Medicare Supplement Plans
Medicare supplement (Medigap) insurance can help pay some of the health care costs that original Medicare does not cover, like copayments, coinsurance, and deductibles. Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, such as medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medicare supplement insurance policy pays its share. A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
Medicare Supplement Plans Overview
- If you have a Medicare Advantage Plan, you can apply for a Medigap policy, but make sure you can leave the Medicare Advantage Plan before your Medigap policy begins.
- You pay the private insurance carrier a monthly premium for your Medigap policy in addition to the monthly Part B premium that you pay to Medicare.
- A Medigap policy covers one person. If you and your spouse both want Medigap coverage, we’ll work with you to setup two separate policies.
- Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can’t cancel your Medigap policy as long as you pay the premium.
Other Senior Insurance Needs
Seniors – Medicare Plans, Life Insurance, Homeowners, Auto, Retirement and more
The Washwick Senior Services, Inc department provides all types of insurance for seniors beyond Medicare supplements. Let our senior department work to find you the special discounts available to seniors when looking through different options for insurance needs. This includes homeowners insurance, auto insurance, retirement plans and more. Your needs, assets, including your home, are different than those with young families. And you may want to be sure to leave a legacy for your family or to help organizations important to you.