Homeowner’s Insurance in Long Island, Jericho, NY, Riverhead, and Nearby Cities

Home is your biggest asset. You would want to protect it at all costs. Whether you have a single-family rental, condo, penthouse, or even a house under construction getting homeowners insurance is the best way to protect your biggest investment in life. We, at The Washwik Agency, Inc. help you to save thousands of dollars every year by bringing to you the right kind of policies that will protect your home from accidents, loss of structure, loss of use, and even loss of personal possession that too at reasonable prices. Since our inception in 1979, we have been treating all our clients in and around as our own family and hence offer personalized services, especially in their times of need.

Home with a pool and Homeowner's Insurance in Long Island, Jericho, NY, Riverhead, and Nearby Cities

Below we have mentioned a few different types of home insurance coverage options available to us. Take a look.

  1. Coverage A – Dwelling

this option covers the dwelling only and not the land along with it. The plan states that the losses will be adjusted at replacement cost and up to the policy limits if your house is insured to up to 80% of its actual value.


  1. Coverage B – Other structures

this option covers all the miscellaneous structures around the property which are used for personal consumption and not for business. However, a private garage has been explicitly excluded from the list.


  1. Coverage C – Personal property

In this plan, about 50 to 70% of coverage is required for contents. Apart from belongings lost due to theft, this option covers most personal property. A few exceptions are a particular class of items like money, banknote, medals, and billions.

So, if you want the best homeowners policy in the regions of Long Island, Plainville, NY, Hicksville, NY, Jericho, NY, and Riverhead, you can give us a call at 631-379- 0888.