A dentist’s chamber is not one of the most frequently visited doctor’s chambers as many people fear dental procedures. They are not only painful but, in some cases, also expensive; Hence, The Washwik Agency, Inc. has Brought for you the right kind of dental insurance plan that not only covers individuals but also their family members to get the necessary help. With our plan, you will be covered for regular checkups as well As for emergency situation like surgical procedures or root canals, or installing dentures. We are happy to offer our services in and around the regions of Plainville, NY, Hicksville, NY, Riverhead, Jericho, NY, and Long Island.
Below we have mentioned 3 different kinds of dental insurance plans available to us. Take a look.
- Indemnity dental insurance plan
This plan has a particular pay schedule according to which it pays a percentage of all your dental services. Before opting for this plan inquire about the waiting periods, stated deductible, annual limitation, and co-payment requirements, and review all the information properly before signing on the dotted line.
- Dental health managed organization (DHMO)
Usually, when a dentist has a contract with a particular dental insurance company, that company agrees to a fixed fee schedule. This appeals to the customer due to the reduced cost of dental services like fillings, crowning, implanting, and installing dentures which can be an expensive affair.
- Participating provider network (PPO)
Just like the above plan, this plan also uses an in-network provider like the doctor you’re visiting. If you choose to go through an out-of-network provider, you will have to agree to a different VP schedule. This plan has a maximum level, which upon reaching the clients have to pay for the remaining cost.
So, if you have any other queries regarding dental insurance, you can give us a call at 631- 369- 0888.