{"id":14,"date":"2023-01-16T04:00:00","date_gmt":"2023-01-16T10:00:00","guid":{"rendered":"https:\/\/www.washwick.com\/blog\/?p=14"},"modified":"2023-01-18T17:06:22","modified_gmt":"2023-01-18T23:06:22","slug":"two-main-types-of-life-insurance","status":"publish","type":"post","link":"https:\/\/www.washwick.com\/blog\/two-main-types-of-life-insurance\/","title":{"rendered":"Two Main Types of Life Insurance"},"content":{"rendered":"<p>When you need to make sure that your loved ones are taken care of after you&#8217;re gone, it&#8217;s time to get life insurance. You may have no policy at all and need to have one in place, or you may already have a policy and want another one. In either case, it&#8217;s a responsible choice to have a life insurance policy.<\/p>\n<p>When you need a policy, give us a call at&nbsp;The Washwick Agency in&nbsp;Bethlehem, NH to learn more.&nbsp;<\/p>\n<h2>Two Main Types of Life Insurance<\/h2>\n<h3>Term Life<\/h3>\n<p>A term life policy is one of the main types of life insurance. It is a popular insurance product because it tends to be far more affordable than the other main type. The low price makes it highly attractive to those who have a strict budget and need to stay within it. Term life insurance does have a drawback, however. It is only good for a specific term. That means that the policy is written to be in effect for a specific number of years. During those years, you&#8217;re covered. After they have passed, the policy is no longer good, and you have to apply for another policy to stay covered.&nbsp;<\/p>\n<h3>Whole Life<\/h3>\n<p>Whole life insurance works very differently from term life. It doesn&#8217;t have a term of time that it&#8217;s good for. It can stay in place for as many years as you want it. In fact, if you continue to pay for the policy, the company can&#8217;t cancel it. This type of insurance also accrues&nbsp;a cash value. Policyholders can then borrow this amount if it is needed. Many customers love this aspect of these policies.&nbsp;<\/p>\n<h3>Get Your Life Insurance<\/h3>\n<p>If you need more life insurance, we&#8217;re here to help. Call us at&nbsp;The Washwick Agency in&nbsp;Bethlehem, NH to get started with a policy of your own.&nbsp;<\/p>\n<p>&nbsp; &nbsp; &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you need to make sure that your loved ones are taken care of after you&#8217;re gone, it&#8217;s time to get life insurance. You may have no policy at all and need to have one in place, or you may already have a policy and want another one. In either case, it&#8217;s a responsible choice [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[14,13],"class_list":["post-14","post","type-post","status-publish","format-standard","hentry","category-life-insurance","tag-bethleham-nh","tag-the-washwick-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.washwick.com\/blog\/wp-json\/wp\/v2\/posts\/14","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.washwick.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.washwick.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.washwick.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.washwick.com\/blog\/wp-json\/wp\/v2\/comments?post=14"}],"version-history":[{"count":1,"href":"https:\/\/www.washwick.com\/blog\/wp-json\/wp\/v2\/posts\/14\/revisions"}],"predecessor-version":[{"id":15,"href":"https:\/\/www.washwick.com\/blog\/wp-json\/wp\/v2\/posts\/14\/revisions\/15"}],"wp:attachment":[{"href":"https:\/\/www.washwick.com\/blog\/wp-json\/wp\/v2\/media?parent=14"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.washwick.com\/blog\/wp-json\/wp\/v2\/categories?post=14"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.washwick.com\/blog\/wp-json\/wp\/v2\/tags?post=14"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}