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  • Home
  • About
    • Insurance Carriers
    • Refer a Friend
  • Products & Quotes
    • Senior Services >
      • Medicare Supplement
      • Long Term Care
    • Group Health >
      • Dental
    • Individual Insurance Market 2020
    • Dental & Vision Insurance
    • Business >
      • Business Owner Packages
    • Life
    • Home
    • Auto
    • Financial Planning >
      • Annuities
    • Travel
    • Pet
  • Service Center
    • Update Contact Info
    • Policy Change
    • Contact Carrier
    • Online Documents
  • Blog
  • Contact
    • Individual Insurance Market 2020
    • INDIVIDUAL Market Appointment Request
    • Request Indv. Health Ins. Application
  • SCHEDULE an Appointment Here!
Information At Your Fingertips

#TeamWashwick

Keeping You Informed

Travel Insurance - Coronavirus

3/11/2020

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​Dear Clients:
 
We have had many clients reach out concerned over their upcoming travel.  #TeamWashwick has your covered.  
 
Few things to note about travel insurance with AIG/Travelguard:
 
  • Canceling your trip due to the Coronavirus fear may not be covered under travel insurance.  Generally fear is not a covered event.
  • There may be options to "rebook" your trip to avoid loss of $!
  • Check out "Unforseen Covered Reasons" portion of your travel policy to list reasons for Trip Cancellation or Trip Interruption.
  • Always review before purchasing travel insurance the General Exclusions.
  • Residents of New York need to pay CLOSE attention to policy details.
  • If an airline cancels your flight due to Coronavirus to or from your destination there would be no coverage under the insurance policy. You will need to seek reimbursement from the airline. 
  • Even though cancellation of flight isn't covered you may be eligible for insurance premium refund or travel insurance voucher.  
  • Cruise ships- we suggest purchasing if available "CFAR" - Cancellation for Any Reason.  You could be covered for a percentage of loss- based upon what you purchased if you cancel the trip.  
  • CFAR must be purchased 48 hours prior to departure.
 
Now.. the KEY to many of the questions?
 
·         Am I covered if I contract Coronavirus? If you contract Coronavirus prior to your departure, you would be covered for Trip Cancellation if there is a confirmed diagnosis, including proof of illness from your doctor that states you are medically unable to travel at the time of departure. If you become ill with Coronavirus while on a covered trip, you would be covered for Medical Expense and Trip Interruption/Curtailment benefits if there is a confirmed diagnosis, including proof of illness from a doctor. These coverages are subject to the terms and conditions of your insurance policy. Please click here to access a copy of your insurance policy.
What happens if I am quarantined due to Coronavirus while on a trip? If you are quarantined as a result of Coronavirus, you would be covered under the Trip Interruption/Curtailment benefit, subject to the terms and conditions of your insurance policy. Please click here to access a copy of your policy.
 
How do you purchase a Travel Insurance Policy?
- First, #TeamWashwick recommends seeing if you can save a little money and contact your Credit Card Company regarding coverage of your airfare, lodging and non-refundable portions of your trip.  They might have you covered!
-Secondly, #TeamWashwick recommends checking if you are covered under your current Medical policy.  Most do not cover you out of the country.
- Third, #TeamWashwick recommends quick and easy quoting and binding of policy through our website portal:
https://www.washwick.com/travelinsurance.html
There are several plan options.  We have attached the 3 most popular Policy Outlines for review prior to purchase.
If you need any help don't hesitate to contact #TeamWashwick.
 
Safe & HAPPY travels-
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The Washwick Agency, Inc.
860 East Main St
Riverhead, NY 11901
(631) 369-0888
Click Here to Email Us
SW 2020