PLANS |
Plan 1 HMO
$414.75 Single
$813.50 Employee & Spouse
$813.50 Employee & Child(ren
$1169.70 Family |
Plan 2 HMO
$329.60 Single
$643.20 Employee & Spouse $643.20 Employee & Child(ren)
$923.34 Family |
Plan 3 HMO
$309.11 Single
$602.22 Employee & Spouse
$602.22 Employee & Child(ren)
$864.06 Family |
Plan 4 POS
$363.59 Single
$711.18 Employee & Spouse
$711.18 Employee & Child(ren)
$1021.68 Family |
DEDUCTIBLE |
None |
None |
None |
In Network: $0;
Out of Network: $2000 Single / $4000 Family; You pay 30% of expense until you reach an out of Pocket max of $5000/$10000 |
Office/Specialist Visits |
$20 |
$25/40 |
$25/40 |
In-network: $25/$40;
Out of Network: Subject to deductible and co-insurance |
Prescriptions |
$20/$30/$40 |
$20/$30/$40 |
Mandatory Generic |
$20/$30/$40 |
Hospital Copay
|
$0 |
$500 |
$500 |
In Patient: $500;
Out of Network: Subject to deductible and co-insurance |
ER Copay |
$50 |
$50 |
$50 |
In Patient: $50;
Out of Network: Subject to deductible and co-insurance |
Allergy Testing |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
Anesthesia |
$0 |
$25 |
$25 |
In Patient: $0;
Out of Network: Subject to deductible and co-insurance |
Diagnostic Services |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
Mammography |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
OB/GYN |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
Pap Smears |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
2nd Opinions |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
Periodic Adult Physicals |
$20 |
$25 |
$25 |
$25 IN PATIENT ONLY |
Well Child Care (Incl. immunizations) |
$0 |
$0 |
$0 |
$0 IN PATIENT ONLY |
Pre & Post Natal Care |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
Chiropractic |
$20 |
$40 |
$40 |
In Patient: $40;
Out of Network: Subject to deductible and co-insurance |
Delivery of Child |
$0 |
Lesser of 20% or $200 |
Lesser of 20% or $200 |
In Patient: $0;
Out of Network: Subject to deductible and co-insurance |
Radiation & Chemotherapy |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
Hemodialysis |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
Pre-admission testing |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
X-rays & Labs |
$20 |
$25 |
$25 |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
Outpatient Surgery Facility |
$0 |
$75 |
$75 |
In Patient: Lesser of 20% or $200; Out of Network: Subject to deductible and co-insurance |
Blood & Blood Products |
$0 |
$0 |
$0 |
In Patient: $0;
Out of Network: Subject to deductible and co-insurance |
Ambulance Services |
$0 |
$50 |
$75 |
In Patient: $50;
Out of Network: Subject to deductible and co-insurance |
Skilled Nursing |
$0 45 days per calendar year |
$500 30 days per calendar year |
$500 30 days per calendar year |
In Patient: $500 45 days per calendar year;
Out of Network: Subject to deductible and co-insurance |
Home Health Care |
$0 60 visits per calendar year |
$25 40 visits per calendar year |
$25 40 visits per calendar year |
In Patient: $25 per day 60 visits per calendar year;
Out of Network: Subject to deductible and co-insurance |
In-patient Hospice (210 days combined w/ outpatient) |
$0 |
$0 |
$0 |
In Patient: $0;
Out of Network: Subject to deductible and co-insurance |
Out-patient Hospice |
$0 |
$0 |
$0 |
In Patient: $0;
Out of Network: Subject to deductible and co-insurance |
Inpatient Physical, Speech, Occupational Therapy |
$0 limited to 30 days per diagnosis per calendar year |
$500 limited to 10 days per diagnosis per calendar year |
$500 limited to 10 days per diagnosis per calendar year |
In Patient: $500 30 days per diagnosis per calendar year;
Out of Network: Subject to deductible and co-insurance |
Outpatient Physical, Speech, Occupational Therapy |
$0 limited to 20 visits per diagnosis per calendar year |
$40 limited to 20 visits per diagnosis per calendar year (only following inpatient stay) |
$40 limited to 20 visits per diagnosis per calendar year (only following inpatient stay) |
In Patient: $40 20 visits per diagnosis per calendar year (only following inpatient stay);
Out of Network: Subject to deductible and co-insurance |
Inpatient Mental Health (per continuous confinement) (30 days per calendar year) |
$0 |
$500 |
$500 |
In Patient: $500;
Out of Network: Subject to deductible and co-insurance |
Outpatient Mental Health (20 visits per calendar year) |
$0 |
$40 |
$40 |
In Patient: $40;
Out of Network: Subject to deductible and co-insurance |
Inpatient Detox (per continuous confinement) (limited to 7 days per calendar year) |
$0 |
$500 |
$500 |
In Patient: $0;
Out of Network: Subject to deductible and co-insurance |
Outpatient Rehab (60 visits per calendar year (20 of the visits may be used for Family Therapy) |
$0 |
$40 |
$40 |
In Patient: $40;
Out of Network: Subject to deductible and co-insurance |
Durable Medical Equipment & Supplies |
$0 |
20% co-insurance |
20% co-insurance |
In Patient: $25;
Out of Network: Subject to deductible and co-insurance |
Diabetic Equipment & Supplies |
$20 per item or 34 day supply |
$25 |
$25 |
In Patient: $25 copay per item or 34 day supply;
Out of Network: Subject to deductible and co-insurance |
Dependants |
Covered to 19 EOM unless full time student, thrn 23 EOM.
Domestic Partners eligible for coverage at RENEWAL |
Covered to 19 EOM unless full time student, thrn 23 EOM.
Domestic Partners eligible for coverage at RENEWAL |
Covered to 19 EOM unless full time student, thrn 23 EOM.
Domestic Partners eligible for coverage at RENEWAL |
Covered to 19 EOM unless full time student, thrn 23 EOM.
Domestic Partners not covered. |
Rates & Benefits are for comparative purposes only.
Actual rate & benefit info and details must come directly from the insurance carrier. $16 Administrative Fee Incl. |